Empower is now generally known as Tilt following an August 2025 rebrand. The main product direction remains the same: automated savings based on cash-flow analysis, small cash advances, and newer credit-building offerings. finder
What’s New
Rebrand from Empower to Tilt: The former Empower cash-advance app was renamed Tilt in August 2025. Searches, app listings, and older support resources may still use the Empower name, but they refer to the same core service/product lineage. finder
Expanded cash-advance positioning: Current public listings advertise advances from $10 to $300 for new customers and up to $350 for other customers, with eligibility-based amounts. Other third-party reviews state later limits may reach $400 or more, so the actual amount should be confirmed in the app before relying on it. play.google
Fast or standard delivery choices: Empower/Tilt offers an instant-delivery option for eligible advances, while standard delivery is generally free but takes longer. The exact instant-delivery fee and timing depend on the user, advance size, linked bank, and current in-app terms.
No traditional credit check for advances: The app promotes cash advances without interest, late fees, or a conventional credit check. Eligibility is instead based on linked-account signals such as account activity, income patterns, and spending behavior.
AutoSave remains the core savings feature: Users set a weekly or per-paycheck savings goal; the app analyzes income, expenses, account balance, and cash-flow timing to decide when it can automatically transfer money into savings. support.empower
More granular automated saving: Under the weekly option, AutoSave may make up to four transfers per week, no more than once daily Monday through Thursday. Under the paycheck option, a transfer is scheduled around the app’s predicted payday.
Deposit-account requirement for AutoSave: Signing up for Automatic Savings requires opening a deposit account in the user’s name through nbkc bank, Member FDIC, according to the current registration flow. app.empower
Credit-building expansion: Empower/Tilt also promotes a “Thrive” offering that combines instant cash access with a credit-building product. Its registration page advertises a starting credit amount of $250 and says no minimum credit score or security deposit is required to qualify.
Key Features
| Feature | Details | Source |
|---|---|---|
| Product name | Empower has rebranded as Tilt. | Finder |
| Cash advance | Advances range from $10–$300 for first-time customers and up to $350 for returning customers, according to the Google Play listing. Eligibility and available amounts vary by user. | Google Play |
| Advance fees | The service advertises no interest, no late fees, and no credit checks for cash advances. | Google Play |
| Delivery options | Standard delivery is available. Instant delivery is available to eligible users and may incur a fee. | Google Play |
| Automated savings | Users can set savings goals weekly or per paycheck. Transfers are timed based on factors such as balance, income, and expenses. | Empower Support |
| Savings account | AutoSave requires a deposit account through nbkc bank, Member FDIC. | Empower |
| Credit building | Tilt/Empower offers Thrive, a credit-building feature alongside its cash-access products. | Empower |
How AutoSave Works
- Connect the checking account used for everyday income and spending.
- Choose a weekly savings target or a per-paycheck savings target.
- The service monitors balances and cash flow to identify money it determines can be moved without disrupting expected expenses.
- It transfers eligible amounts into the AutoSave/deposit account.
- You can track the progress in the app and transfer savings out when needed.
Example: If you set a $40 weekly target but the app identifies only $10 of available surplus on a particular day, it may transfer that smaller amount and make additional transfers later in the week if cash flow supports them. The service says it can make up to four weekly transfers under the weekly setting. support.empower
Important Caveats
- An advance is not guaranteed. The amount offered can change as the service assesses linked-account activity and its internal eligibility criteria. support.empower
- “No interest” does not necessarily mean entirely cost-free. Review the current membership charge, any instant-delivery fee, repayment authorization, and all in-app disclosures before accepting an advance. play.google
- Automatic savings can be useful for consistency, but it relies on transaction and balance predictions. Keep a buffer for irregular bills, pending debit-card transactions, and unexpected expenses.
- The historical Empower support pages remain useful for understanding AutoSave mechanics, but the current product name and live terms should be checked under Tilt. finder
Resources
- Tilt / Empower cash-advance registration — current sign-up flow, AutoSave deposit-account disclosure, and cash-advance access. app.empower
- Empower on Google Play — product description, advertised advance ranges, AutoSave summary, and update history. play.google
- How AutoSave Works — Empower Support — weekly and payday savings-transfer mechanics. support.empower
- Available Empower Features — Support — overview of AutoSave and cash-flow monitoring. support.empower
- Thrive registration — credit-building and instant-cash product information. app.empower